Remember: 1,000 points = $1, so the minimum cash-out is $3. Great for discovering comps, sales history, photos, and more. Log in to mygmrewardscard.com for more details. An increase of a single basis point can be worth quite a lot. On the low side, points are worth only half a cent each when redeeming as cash back. With three membership tiers Silver, Gold and Platinum2 customers can level up as they spend. Up to $1,000. Search for anything. If you're looking for a new GM vehicle, you can use an unlimited number of points toward your purchase. The purchase interest rate on this card is 0% for the first 12 months. Pre-qualified offers are not binding. Ready to get the latest from Bankovia? Our partners cannot pay us to guarantee favorable reviews of their products or services. For example, if your card pays two points for every dollar you spend on travel purchases, youll earn 600 points for a $300 airplane ticket. Go to the Redeem section. Please see Program Rules that are applicable to your Account for terms, conditions, exclusions and limitations. The Ink Business Preferred Credit Card offers 100,000 bonus Chase Ultimate Rewards points worth $1,000 in cash back and gift cards. Get a $50 allowance when using the My GM Rewards Card for vehicle detailing by a GM dealer every year. With any rewards program, the value of the points depends on what rewards you redeem. There is no fixed, dollar value for points when you're redeeming them. This is because the number of points you need for a reward varies depending on what you redeem them for and the actual rewards program. WebTheres no annual fee, points dont expire, and theres no limit to how much a Cardmember can earn or redeem toward an eligible, new GM vehicle. Youll stay in that tier through the end of the following full calendar year, unless you move to the next tier level based on recent spend activity with GM. Many or all of the products featured here are from our partners who compensate us. |California Residents: Notice of Financial Incentive. How to write this as a calculation Using the example of a reward flight above, here is how the basic calculation per point would look: $533/36000 = $0.0148 (or 1.48 Like most hotel points, IHG points tend to be worth 0.5 cents on most stays. Exclusions apply, please see complete Program Rules, log in to mygmrewards.com. WebAccelerate your rewards with the My GM Rewards Mastercard by earning 4 points for each $1 spent everywhere and 7 total points for every $1 spent with GM on qualifying The My GM Rewards Card is one of the best credit cards for this purpose because it allows cardholders to earn points on all purchases that can be applied to the purchase of new or pre-owned vehicles, as well as other qualified GM products and services. Food purchased from a cafe inside a grocery store, for example, may be considered groceries rather than dining, because youre buying from a grocery store. Youll have to take into account the cost of earning those rewards and any extra perks you receive from the credit card. So, 100,000 IHG points are If youre looking to increase your earnings potential or simply want to find out more about what points are all about, read on! Erin is a credit card and travel rewards expert at NerdWallet. This introductory interest-free period can be valuable for financing a major car repair or car part. my buick rewards. In this article, we will be discussing the importance of earning points and how 1000 grams of points can be worth a significant amount. MORE: NerdWallet's best credit cards for gas. Research our firm at FINRA's BrokerCheck. Calculate the fees and interest youve paid. Chase's, points are worth 1 cent each when redeemed for a statement credit or even for most gift cards; a much better value than offered by the, If you're a GM owner or looking to become one, this card could deserve a parking spot in your wallet. More information on the company and its subsidiaries, includingOnStar, a global leader in vehicle safety and security services, can be found athttps://www.gm.com. But it locks you into the GM ecosystem and reduces your options for buying a vehicle or having service done outside of a dealership. Redemption rates often vary for different kinds of rewards. Earning 2 points per dollar (or 2%) back on every purchase is strong and considered the. For example, if it takes 50,000 points to get a $650 airplane ticket, your points are worth about 1.3 cents each. Dont miss out. WebRedeem points online as a credit towards your GM Financial account. When typing in this field, a list of search results will appear and be automatically updated as you type. After the initial tier placement, you can maintain or move to a new tier level in one of three ways: GM vehicle spend; obtaining a My GMC Rewards Card or My GMC Rewards Card annual spend; spend on GM products or services. For items on the VIP Rewards page that cost VIP points, divide the points amount by 130 (U.S.) to find the equivalent dollar value. Do not sell or share my personal information, Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM, Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Calculating the Value of Credit Card Points, How To Fund a Trip to Disney World With Credit Card Points. At the heart of this strategy is the Ultium battery platform, which will power everything from mass-market to high-performance vehicles. How do your rewards stack up? David Krug Select OnStar and Connected Services Plans, and then choose the connected vehicle and plan youd like to redeem toward. In this blog post, we will explore these questions and more. Calculate the redemption rate for your rewards. GM and Goldman Sachs Bank USA are not responsible for merchant category code errors made by merchants. As with all store or brand-specific points, the biggest problem is your inability to shop around. Redeem points toward paid Certified Service, eligible accessories, GM Genuine Parts and ACDelcoparts,andtheGM Protection Plan. Eligible, New GM Vehicle Purchase (per $5 spent on MSRP), Combined Spend on paid GM Certified Service, eligible accessories and GM Genuine Parts and ACDelco parts (per $1 spent), Most OnStar and Connected Services plans (per $1 spent), Earn on an eligible Certified Pre-Owned Vehicle purchase (flat amount), Earn on a GM Protection Plan purchase (flat amount), Earn 2,500 points (a $25 value) with the purchase of a CarBravo vehicle, My GM Rewards Mastercard Everyday Spend (per $1 spent), My GM Rewards Mastercard Combined Spend on paid GM Certified Service, eligible Accessories, GM Genuine Parts and ACDelco parts, and most OnStar and Connected Services plans (per $1 spent). There are times you will receive offers for service or GM Accessories that would double the value of 20,000 to $200. but it's rare and only when you receive an offer. David Krug is the CEO & President of Bankovia. Her love of travel led to a passion for credit card and loyalty rewards to subsidize trips, and she thrives on teaching others how to harness the power of credit card rewards. 4Points are those reflected as of date indicated and are subject to additional purchases, returns and redemptions. If youre calculating your rewards for a period of less than one year, divide your annual fee by the number of months youre using to calculate your rewards. The expanded program allows members to earn and redeem points toward buying or leasing a new GM vehicle, as well as for parts, accessories, paid Certified Service, and select OnStar and Connected Services plans. Points will be applied based on the merchant category code used by the merchant who reports a transaction. But note that not all dealerships and auto lenders will allow the use of credit cards to pay for a car purchase, so youll have to check with your dealership to see what its credit card rules are. Contact a dedicated Member Support Specialist here. Before purchasing with points, do the math. Her writing has been featured in MarketWatch, Yahoo Finance, Realtor.com, New York Post, and Nasdaq, among others. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Combined Yearly Spend on paid GMC Certified Service, eligible Accessories, GM Genuine Parts and ACDelco parts and most OnStar and Connected Services plans. My GMC Rewards Program Terms & Conditions. SILVER. Someone from Colorado Springs, CO just viewed Best Car Insurance In Alaska, Copyright 2023 Bankovia.com|All rights reserved|Sitemap | News | How We Make Money | Editorial Standards The Bankovia Network: PolicyPeak | QuoteYeti | College Ranker | Best Online Universities | Resorts In Mexico | Republic Cable. Take advantage of the annual redemption allowances as they start over every year on January 1st. Invites to special GM experiences, such as trips, sporting events, concerts and more, Redeem points on gift cards from a variety of merchants, stores, restaurants and more, Fuel or Electric Bill Card Statement Credit. This aid is simply a credit card application away from those who have already devoted GM customers or are thinking about making the switch. For This would show you that your redemption value is 1 cent. A Beginners Guide to Travel Points Credit Cards, Chase Ultimate Rewards Program: Your Complete Guide, Rule of Thumb for Redeeming Credit Card Points, How Credit Card Points Can Boost Your Bank Account Balance, How to Travel for Free With Credit Card Rewards, When To Keep a Rewards Credit Card and When To Move On, How To Get Cash From a Credit Card Without a Cash Advance, How to Plan Your Travel Rewards Card Strategy, How to Redeem Credit Card Reward Points for Experiences, the value of the rewards youve accumulated, switch to a different rewards credit card, Truth in Lending Act 1026.7 Periodic Statement. Activate benefit to earn a $100 statement credit for $1,500 infuelspend per calendar year, or a $100 statement credit for six electrical bill payments per calendar year for GM electric vehicle owners. Redemption options are flexible for your convenience on a variety of paid Certified Service, eligible accessories, GM Genuine Parts and ACDelco parts and most OnStarand Connected Services plans, to name a few. To see how much value you can get out of your rewards on an individual flight or hotel stay, divide the cost of a booking in cash by its cost in points or miles. Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card. Its exceptional rewards-earning rate not only on eligible GM purchases but on everyday spending will help drive a nice pileup of rewards.If it's the only card you carry, your rewards will be locked into GM-specific redemptions. Finally, That card doesnt come with any ongoing rewards, however, so once the promotional period ends, it wont offer much long-term value. But remember, those points can be hard to use if you're not in the market for a GM vehicle, or currently driving one (see below). Redeem up to $1,000 worth of points per calendar year toward the purchase of a certified pre-owned. Redemption is not available on the purchase of service or a new, eligible vehicle the same day of enrollment. And with high car prices come high car-maintenance costs. Compare the My GM Rewards Card to another popular card with a tiered cash-back rewards program the American Express Blue Cash Preferred Card. You can find out more about our use, change your default settings, and withdraw your consent at any time with effect for the future by visiting Cookies Settings, which can also be found in the footer of the site. That means that $1,000 spent on the card for everyday purchases earns $40 in points toward GM purchases. Remember, you can always pay your account balance in full to avoid paying interest on your credit card. Start by reviewing our favorite offers. 3Cardmembers can redeem up to $1,000 in points (100,000 points= $1,000 value when redeemed at GM) per calendar year toward eligible Certified Pre-Owned GM vehicles. Exclusions apply, please see complete Program Rules, log in to mygmrewards.com. If you have 1000 VIP points, divide by 130 (U.S.), it's worth about $7.69 (U.S.) in rewards. If you have GM Points, or would like to learn more about GM Points, check out the following resources: Learn how to redeem GM points for discounts and rewards at participating dealerships. View the latest offers and find top places to use your GM points. Track your progress towards Elite Status and other rewards. Connect with others who enjoy playing games and use GM points to share experiences. Redeem points toward the purchase or lease of an eligible new GM vehicle. MY to pay for a portion of a cars down payment. All point redemptions are final and cannot be reversed. Redemptions on Wi-Fi are excluded for members in Texas, Hawaii, New Mexico, Ohio, South Dakota and Wisconsin. Eligible GM purchases include GM Certified Service, parts and accessories purchased at GM dealerships or online, as well as some OnStar and Connected Services plans. LaToya Irby is a credit expert who has been covering credit and debt management for The Balance for more than a dozen years. Cardmembers are eligible to redeem up to 100,000 in points for $250 in gift cards per calendar year. My GMC Rewardsmembers can redeem points on more than the purchase or lease of an eligible, new GM vehicle. However, when you redeem points this way, theyre only worth a quarter of a cent each. Then, just enter the amount you'd like to redeem when Join My GM Rewards to unlock a world of appreciation thats focused on you and your GM vehicle. New card members can earn the following bonus after approval: Get 15,000 bonus points after you spend $1,000 in your first three months. You want to make sure your points are worth having the credit card, especially if the credit card carries an annual fee. Gold and Platinum tier Members can redeem pointstoward a Certified Pre-Owned vehicle purchase at a participating GM Dealership: Up to $500 for Gold members and $750 for Platinum members. Interest rate: 0% intro APR on Purchases for 12 months, and then the ongoing APR of 19.74%-29.74% Variable APR based on creditworthiness. A $40 fee may be assessed for late or returned payments. If you're looking for a new GM vehicle, you can use an unlimited number of points toward your purchase. To see how much value you can get out of your rewards on an individual flight or hotel stay, divide the cost of a booking in cash by its cost in points or miles. Today also marks the launch of the all-new My GM Rewards Card, in collaboration with Marcus by Goldman Sachs and Mastercard. That number is worth $100 in accessories or services. We estimate that each United mile is worth 1.2 cents, but this is a baseline value, not a maximized value based on comparing real-world cash and award fares in main And how can you obtain it? But note that not all dealerships and auto lenders will allow the use of credit cards to pay for a car purchase, so youll have to check with your dealership to see what its credit card rules are. Real time earn is available for redemption in most instances like making an online purchase as a My Rewards member. When evaluating offers, please review the financial institutions Terms and Conditions. $0 intro annual fee for the first year, then $95. If youre a fan of General Motors or are considering becoming one, the My GM Rewards Card is a great reward credit card to have. What are 1000 Chevy points worth? See About the My GMC Rewards Tiersfor details,or visit the My GMC Rewards Benefits Pageformore information on My Rewardstiers. But you'll make up for that cost in rewards if you spend at least $31 a week at the supermarket. The Ink Business Preferred Credit Card offers 100,000 bonus Chase Ultimate Rewards points worth $1,000 in cash back and gift cards. Its quick, easy and theres no cost to enroll. The exact ammount depends on which BofA rewards card you have and how you redeem the points. Later this year, the value of your points will be halved and new vehicle purchases will be worth 10,000 points. Marcus offers a high-yield Online Savings Account; certificates of deposit in a variety of terms; no-fee, fixed-rate unsecured personal loans, unsecured financing for small businesses; managed portfolios of ETFs; credit cards and free financial tools & trackers. Like most hotel points, IHG points tend to be worth 0.5 cents on most stays. NerdWallet's ratings are determined by our editorial team. PLATINUM. Redeem up to $1,000 worth of points per calendar year toward the purchase of a certified pre-owned Chevrolet, Buick, GMC or Cadillac vehicle. "Chase Sapphire Reserve with Ultimate Rewards Program Agreement." Once logged in, your point balance, profile and transaction details display. Redeem your points for Certified Pre-Owned GM automobiles at a rate of $0.01 per point, with a maximum annual redemption of $1,000. Youll get $50 per year to put toward the cost of detailing services at an authorized General Motors dealership of your choice. From there, you'll fill out a redemption form where you can choose among the variety of available OnStar and Connected Services plans. And for those who fly for business, 1000 GMP points can make all the difference in obtaining a good deal on airline tickets. Rewards credit cards are a great way to get extra perks from using a credit card. Protecting a motorcycle riders head from being knocked around in a crash, while ensuring a high level of safety, is essential. Spend $1,000 within the first three months of creating your account, and youll receive 15,000 bonus points. To redeem, go to gmfinancial.com and log in. This new bonus is worth at least $1,000 in travel, and around $1,440 when you transfer points to airline and hotel partners. To view rates and fees of the Blue Cash Preferred Card from American Express, please visit this page. Just add it to the total amount of rewards youve accumulated. Gift cards. However, the end value will still be $100. Chevrolet, Buick, Cadillac, GMC, and GM are all represented on the available card designs, along with GMs own symbol. 5Cardmembers must log in to mygmrewardscard.com to redeem points toward gift cards. When youre approved for the My GM Rewards Card, youll get automatic Gold Tier status, the second level of GMs rewards loyalty program, which typically requires a three-year spend minimum of $45,000 on GM purchases. If you're looking to offset costs on merchandise or dining, you'd be better off with a general rewards card that earns flexible points or cash back. Additionally, some dealerships will charge a convenience fee if you pay for a vehicle with a credit card. Up to $1,000 in points can be redeemed toward the purchase of a certified pre-owned GM-brand vehicle per calendar year At a value of 1 cent per point, the 15,000 bonus points offer is only worth $150; Points cant be redeemed for cash back you can redeem unlimited points toward a GM brand car, truck or SUV. , youll get automatic Gold Tier status, the second level of GMs rewards loyalty program, which typically requires a three-year spend minimum of $45,000 on GM purchases. Redeem up to $1,000 worth of points per calendar year toward the purchase of a certified pre-owned Chevrolet, Buick, GMC or Cadillac vehicle. This means that 10,000 points have an average value of $130. 5Cardmembers must log in to mygmrewardscard.com to redeem points toward gift cards. Once you meet your tier spend requirements, any additional spend is automatically applied to the following year for a head start on maintaining your tier. Since points are only worth one-quarter of a cent when redeemed for store and restaurant gift cards, it would take 100,000 points to redeem for the annual $250 cap. Once the beginning period ends, the standard variable APR will take effect. Craig Joseph is a NerdWallet lead writer and credit cards expert. View your points balance and redemption options; each reward in the Redeem section shows step-by-step instructions for redeeming points. For example, points from the Bank of America Travel Rewards credit card are worth $0.01 each when redeemed for travel credits (1,000 points = $10). When she's not writing or editing, Erin is planning her next adventure for her family of four using points and miles. The My GM Rewards Card is a World Elite Mastercard and offers special benefits for Lyft, DoorDash, Fandango and ShopRunner, among other perks. Points for Gold and Platinum Tier members never expire while points for Silver Tier members will expire after 5 years of account inactivity. The alternative is to use your My GM Rewards Card to pay at least six power bills between January and December of 2022 and youll receive a $100 statement credit. She is a FINRA Series 7, 63, and 66 license holder. You can usually get this information from your credit card issuers rewards portal. GM Accessories and Parts, OnStar and Connected Services, and GM Financial While cardholders earn the highest rate for GM-rated purchases only, theyll still earn an impressive 4 points per dollar on all other spending. Please note: A minimum of $5.00 in points is required to be eligible to redeem toward a GMF bill pay statement. But this card earns 4x (4%), which is double the norm. For this option, there's no limit to the number of points you can redeem, but you must confirm the dealership participates in the My GM rewards program. Your credit card statement will include the total amount of interest youve paid so far this year. However, you may have to review each monthly billing statement individually to calculate the fees youve paid over the year. The math is simple: Multiply the dollar value of the reward by 100 and divide that by the number of points. This means that if you don't have your eyes set on a GM car or dont already drive one, youll want to consider hitching a ride with a more flexible, NerdWallet's best credit cards for car repairs. My GM Rewards Program Terms & Conditions | My GM Rewards Card Program Rules | GM Extended Family Card Program Rules | GM Business Card Program Rules | California Residents: Notice of Financial Incentive. Rewards are categorized based on the type of business youre purchasing from, not necessarily the type of purchases you make. The Chase Freedom Unlimited has a $0-annual fee and earns 3% cash back on restaurant and drugstore purchases and 1.5% back on everything else. See our list of the best rewards credit cards. Pages 1-2. Every calendar year, Gold Tier status gives cardholders a $50 allowance when they use their. SPECIAL OFFER: Until 13th June, the sign-up bonus on The Platinum Card is doubled to 60,000 Membership Rewards points (worth 90,000 Marriott Bonvoy points) and you get 200 to spend at Amex Travel too! How to Redeem 1000 Gm Points If you have GM Points, or would like to learn more about GM There's also an introductory APR promotion that new cardholders are entitled to: 0% intro APR on Purchases for 12 months, and then the ongoing APR of 19.74%-29.74% Variable APR based on creditworthiness. Gold Tier members can receive a $100 statement credit when they spend $1,500 on gas with their card in a calendar year. NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card. Your tier status for your GM spend will be evaluated and could change on January 1st. Round-trip tickets will now set you back 145,000 Virgin points from the west coast (up from 110,000) or 170,000 points from the east coast (up from 120,000). DETROIT, Jan. 10, 2022 /PRNewswire/ --Today,General Motors (NYSE: GM) launched the all-new My GM Rewards loyalty program for Chevrolet, Buick, GMC, and Cadillac customers, featuring three membership tiers and new ways to redeem, unlocking a new world of appreciation for rewards members. Simply compare the value of your rewards to the total interest and fees you pay on your card. The simplest way to calculate the value of your credit card points is to divide the dollar value of the reward by the number of points required to redeem it. The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. But there's nothing stopping you from, to diversify your earnings. Points must be purchased in increments of 1,000 for $25. Earn and redeem points on most things you do with GM, while rising through three membership tiers. The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Copyright 2021 - GM-Trucks.com & Silikhan Publishing Group, LLC, 2000-2014 Silverado & Sierra 2500HD & 3500HD, 2024 Silverado HD ZR2 and HD ZR2 Bison Tame The Wild, GMC Teams Up With EarthCruiser for HUMMER EV Overland Conversion, Chevy Ordains 2024 Silverado With Targeted Changes, GM Gives 2024 2.7L Turbo-4 Engine A New Name Meet, GMC Issues New Service Bulletin For HUMMER EV Center Roof Water, HUMMER EV SUV First Drive From The Perspective of an Edition, UPDATE: GMC Dealer & Customer Resolve Differences Come To Agreement, Stop Sale Issued For 3500+ Duramax Diesel Silverado/Sierra HD Trucks, Barrett-Jacksons Las Vegas Auction is Full of Great Classic Trucks, OnStar Guardian App Now Available to Non-GM Owners, 2024 Silverado HD ZR2 and HD ZR2 Bison Tame The Wild Off-Road, 2020-2023 Tahoe, Suburban, Yukon, Escalade, GMC Issues New Service Bulletin For HUMMER EV Center Roof Water Leaks, GM Gives 2024 2.7L Turbo-4 Engine A New Name Meet TurboMax. | GM Business Card Program Rules. Take advantage of the annual redemption allowances as they start over every year on January 1st. Points don't expire as long as your account remains open, Points add up fast! When you join My GMC Rewards, your initial tier placement is awarded based on your GM vehicle ownership history. When you join My GM Rewards, your initial tier placement is awarded based on your GM vehicle ownership history. Forward-looking statements speak only as of the date they are made, and we undertake no obligation to update publicly or otherwise revise any forward-looking statements, whether as a result of new information, future events, or other factors that affect the subject of these statements, except where we are expressly required to do so by law, Cision Distribution 888-776-0942 Calculating your points also helps you compare credit cards so you can tell whether youre getting the best deal and to see the value of the rewards youve accumulated. Points are an easy way to rack up rewards on your favorite websites and can be quite valuable when it comes to getting free stuff. The $0-annual-fee card, issued by Goldman Sachs, earns impressive rewards for General Motors Co. purchases as well as everyday spending. Gift cards from a variety of merchants, stores, restaurants and more. 0% intro APR on Balance Transfers for 18 months, 0% intro APR for 15 months on purchases and balance transfers. WebGold and Platinum tier Members can redeem points toward a Certified Pre-Owned vehicle purchase at a participating GM Dealership: Up to $500 for Gold members and $750 for Platinum members. It's easy to redeem your points and enjoy them on a wide variety of GM products and services. 0% intro APR on Purchases for 12 months, and then the ongoing APR of 19.74%-29.74% Variable APR based on creditworthiness. If your credit card spending earns you cash back, you'll need to log into your card's bank and select how you want to receive those rewards. This influences which products we write about and where and how the product appears on a page. Redemption Options Fetch offers five point redemption options: Prepaid Visa cards. "For six consecutive years GM has been recognized as having the Highest Overall Manufacturer Loyalty by IHS Markit1, driving us to create an all-new My GM Rewards that greatly enhances the ownership experience," said Julie Heisel, director of GM Rewards and GM Card. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. 2GM Card Earnings are those reflected as of date indicated and are subject to additional purchases, returns, redemptions and expiration. 6 minute read. Just to make sure there isn't confusion for everyone 20,000 GM Rewards points is not worth $200, it is worth $100. You can earn points across all GM divisions and redeem across any division. 6 Subject to credit approval. If you invested $10,000 in a mutual fund and the fund earned a 6% return for the year, it means you gained about $600, and your investment would be worth $10,600. However, the end value will still be $100.if(typeof ez_ad_units != 'undefined'){ez_ad_units.push([[300,250],'gm_trucks_com-medrectangle-4','ezslot_3',193,'0','0'])};__ez_fad_position('div-gpt-ad-gm_trucks_com-medrectangle-4-0'); The move is to align point values to equal 1-cent per point. Here is a list of our partners and here's how we make money. 8 Chevrolet Cars and Motor Vehicles General Motors 3 comments Best Add a Comment 2 yr. ago 20,000 points is worth $100 so 100k points To view rates and fees of the Blue Cash Preferred Card from American Express, please visit. Cardmembers must verify their account and activate through mygmrewardscard.com to receive a $100 statement credit once $1,500 is spent on the My GM Rewards Card in fuel purchases at eligible gas stations per calendar year.

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